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Why Residential and Land Plots

Why Residential and Land Plots in Khed-Shivapur ar...

Pune is a metro city in India, becoming a hub of employment around the globe. The companies have attracted the crowd and now the population has increased into the core of the city. Now people are seeking new regions to live a peaceful life away from the noise of the city.

Everyone is searching for a life where you can sit and relax at your balcony and enjoy the view of nature.

Khed-Shivapur is the place of your dreams, which will mesmerize you with its natural beauty and peaceful surrounding.

Where is Khed-Shivapur?

Khed-Shivapur is located in the outer part of the Pune district, only 25 KM away from Pune in the western region of Maharashtra. Khed-Shivapur is away from the pollution of the city and has clean & healthy surroundings.

Good Connectivity:

It is strategically connected to Pune via Pune – Bangalore Highway, the PMT bus runs in Pune has a stop at Khed-Shivapur and the new on-going international airport of Purandar has increased the demands of plots in Khed-Shivapur.

Easy Access to Facilities:

As a growing suburb Khed-Shivapur has all the civic facilities like hospitals, schools, and markets. The infrastructure development in this area has increased the number of local shops and common outlets for the people.

Appreciation in Lands:

Khed-Shivapur lands are getting appreciated by 10 to 15 percent by every passing year, the location has grown gradually with respect to another region in Pune city. This has diverted the attention of investors towards plots of Khed-Shivapur.

Khed-Shivapur a Natural Beauty:

Khed-Shivapur is exceptionally beautiful when it comes to scenic views and pureness in the air, which makes you wanna stay there for your whole life. This untouched beauty has attracted a lot of investors from urban areas and the demand rose gradually because of its natural traits.

Near-by Picnic Spots:

Famous spots in Khed-Shivapur have attracted tourists from nearby cities to spend time with family and friends. Sinhagad is just 10 KMs away from the locality, this place continuously filled with tourists throughout the year. There many other tourists near-by like  Kondhanpur Temple, Kamar Ali Shah Darvesh Baba Dargah which is 700 years old & famous for the rock kept at the Dargah also suburb has many resorts, adventure sports, picnic spots, and outdoor activity that drive families here to enjoy this place.

Plots in Khed-Shivapur are fully developed or are in process of developing with a clear title and ready be handover to the buyers. So if you are thinking of investing in the current day whether it is for family, for long-term investment, or for high returns. The NA and agriculture plots of Khed-Shivapur are the perfect piece of land in the outskirts of Pune which can get you high returns on your investments.



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Should you repay the Home Loan

Should you repay the Home Loan Early?...

Many borrowers have always wondered whether they should or should not repay their home loans early. Many home loan borrowers do not want to incur any debt burden on their head, so they focus on repaying the loan ahead of time. The following points should be considered before making a final decision in this regard

Availability of Money:

Before making a lump sum repayment of a home loan, you should estimate how much you will need in the near future and what financial obligations you have. This is because a large amount of money is required to repay a lump sum home loan. Even with this repayment, you may feel financially secure. And after repaying a home loan with a relatively low-interest rate, it may be time for you to take out a loan at a higher interest rate to meet other financial needs.

Keep Investing your EMI amount:

After a lump sum repayment of a home loan, you should plan to invest the same amount as the loan installment you are paying so far, otherwise, such amount should be spent on labor and other benefits.

Interest Rates on Home Loans:

If the interest rate on a home loan is relatively low, it is better to pay the loan regularly than to make a lump sum repayment. Similarly, if you have no plans for your investment in the near future, it is advisable to pay regular installments.

For example: If the amount of income you have left in the savings account after full repayment of the home loan is not appropriate. Therefore, the lump sum repayment period of a home loan should be thorough planning of future investments.

Income Tax Deduction:

Both home loan installments and interest are exempt from income tax. Therefore, individuals coming under the ambit of income tax should consider these issues before making a lump sum repayment of a home loan. The final decision should be made by comparing the income tax relief for the home loan children and the interest savings due to the lump sum repayment of the loan. Also, plan what you will do to save on income tax after repaying your home loan.

For example: As per the Income Tax Clause 80, the concession for interest on home loan will not be available next year, so other options should be considered.

Bank Fees:

The calculation of what charges the bank charges for a lump sum repayment of a home loan and how much financial burden it will incur on you should also be calculated before making a final decision.

The Balance of the Loan:

The amount of interest is very large in the initial period when repaying a home loan. In the latter case, the interest rate is relatively low. So it is important to keep in mind that your home loan is not worth the savings. Many borrowers have the mentality to assume that any debt is a big burden on their heads. However, with proper planning, it is beneficial to have a small amount of debt in your finances. Therefore, it is advisable to consider all the issues rose before making a lump sum repayment of a home loan

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A Guide for Buying Second Home

A Guide for Buying Second Home in Talegaon Dabhade...

Deep down there is always a feeling of having a second home, where we can spend quality time with family and friends on weekends/long holidays.

While thinking of buying a second home, pollution-free environment, connectivity, peacefulness, and distance from metro life is the first thing that pops in the mind.

What are the things to look before buying Second Home?

-Discuss and finalize the location with your family, preferably not very far from your daily home. (Mostly in a near suburb)

-Decide the type of second home you want to buy. (Farmhouse,villa,etc)

-Decide the budget for your second home.

-Research the property on the GrowEmpire.com website.

-Visit the property at least once physically with the family.

-Look out the options for a home loan.

-Go through all your expenditure to conclude EMIs on the house.

-Claim important tax advantages on the second home purchase.


The smallest investment in real estate can cost lakhs of rupees and buying a second home can put you on the hot seat of financial pressure. So planning to buy a second home is essential for not summoning a financial crisis.

Talegaon Dabhade’s residential projects are all of that you are thinking and searching about.

Why Talegaon Dabhade is famous for a living?

Talegaon Dabhade is an untouched suburb in the midst of Mumbai and Pune. An ecologically sound suburb with extraordinary scenery views at any hour of the day. Talegaon Dabhade is surrounded by hills and a mountain which makes it’s a unique eco-system.  

During monsoon and winter, the cool breezes play on the cheeks to make you feel uplifted and happy. Talegaon Dabhade isolates you from daily fast metro life and being away from the city totally takes away all your stress.

Talegaon Dabhade is located in Mawal Taluka 35 KM away from Pune and 120 KM away from Mumbai. It is well connected to the Old Mumbai-Pune express highway and new express highway.  The proximity from big cities makes it easy and safe in case of any emergencies.

Thus Talegaon Dabhade is a top-notch choice for Mumbaikars and Punekars to spend their weekend. So buying a weekend home at Talegaon Dabhade is best to spend quality time with your family and friends.

Why Second Homes at Talegaon Dabhade are best for Investment/Rental income?

Earlier, a second home was the investment plan for buyers and was used to being vacant for most period of time and return on investments was gained when property price was appreciated over the course of time, but now with the temporal change, many house owners have begun to give their second house on rent as an additional source of income.

It is the best option because it will keep generating the income by monthly rents and the capital value of the house will be appreciated over the course of time.

The region close to Talegaon Dabhade like Hinjewadi and Wakad’s residential area is getting saturated rapidly which causes investor’s shift of interest to Talegaon’s properties.

Real Estate in Talegaon Dabhade has been growing potentially in both residential and commercial projects. Talegaon Dabhade has many multinational companies and agro-units; it is a growing suburb as an industrial hub. The growing commercial projects in Talegaon Dabhade have generated an ample amount of employment opportunities which has attracted the attention of property investors.

Talegaon Dabhade has easy access to PCMC, IT hubs of Hinjewadi, Chakan-Talegaon MIDC belt, hospitals, schools, civic amenities, and a pollution-free environment. Considering connectivity to metro cities and growing industries makes Talegaon Dabhade high potential for buying second homes for Investments /Rental Incomes.

Economical property prices around all fringes of housing, incorporated with the best infrastructure and connectivity, have raised Talegaon Dabhade's real estate market much in demand for property buyers.

“So buying a second home in Talegaon Dabhade is a smart decision for a better future for your investments.” Here are some of the on-going projects Vastu Shilp, Ayush Park III, Silver Treasure, Mount Vista, Indraprasth Residency which will be best for your future investment and probably the best choice for the Second Home in Talegaon Dabhade.

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Maharashtra Government Increas

Maharashtra Government Increases Ready Reckoner ra...

A few weeks ago, Due to current pandemic, the Maharashtra government decided to reduce stamp duty on housing property from 5 percent to 2 percent until December 31, 2020.

The government has now decided to increase the ready reckoner (RR) rates in the state by around 1.74 percent.

The ready reckoner rates have been increased by 1.74 percent and the new rates will be applicable from September 12. 2020


Ready reckoner rates, also known as circle rates or guidance values, are the minimum values set by a state government below which a property cannot be registered. Each area within a city has its own RR rate on which stamp duty is calculated.

Circle rates have been increased in the state after over two years.

After reducing the stamp duty in most areas the increased RR rates will have an adverse impact on the real estate market. This decision by the Government of Maharashtra will lead to an increase in approval costs.

Also, property sales in primary as well as secondary markets in the areas where RR rates are higher than market rates will slow down due to income tax levied on both buyers and sellers u/s 43CA. This move is bound to have an adverse impact on the number of new project launches and puts the viability of ongoing projects under question," said Deepak Goradia, president, CREDAI-MCHI.

“It is surprising, that in a scenario where the suggestion, ‘reduce the price of residential real estate’ has been covered by media – be it Deepak Parekh, Nitin Gadkari or  Piyush Goel – the state government has instead opted to enhance the RR value.

Income tax provisions mean a developer cannot sell at a price point lower than the RR rate, as it translates into a taxation burden for both, buyer and seller. The expectation was that the state government would reduce the value; instead, it has chosen to increase the same. New projects will be impacted too, as the RR value will govern all levies, duties, and taxes payable by a developer. One hopes the authorities will consider this and take necessary steps, said Niranjan Hiranandani, President (national) NAREDCO and Assocham.

“Bringing down the RR rate considerably at this juncture was something that everybody was looking forward to as it would have given some room to developers to bring down the prices. Today in most of the micro-markets, the RR rate is almost equal to the ongoing sales price, and buyers as well as sellers have to pay tax if sales happen below the RR rate. This has been the limitation cited by developers to bring down prices, and an increase of RR rates further limits the room for them to bring down the price while too marginal a reduction makes no difference at all,” said Anuj Puri, Chairman, and ANA ROCK Property Consultants.

To bring the dynamics real estate market, the Maharashtra Government had on August 26 decided to temporarily reduce stamp duty on housing units from 5 percent to 2 percent until December 31, 2020. Stamp duty from Jan 1, 2021, until March 31, 2021, will be 3 percent according to Maharashtra Government.

The Maharashtra government on March 6 had announced that it is reducing stamp duty on properties by 1% for Mumbai, MMRDA Region, and Pune for a period of two years

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