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Indians are Looking for Proper

Indians are Looking for Property Agents in J&K aft...

Ever since Home Minister Amit Shah announced the government's decision, Indians have been enquiring about property dealers and rates of property or land in Kashmir.

On Monday, the Narendra Modi government announced its landmark decision to revoke Article 370 of the Indian Constitution, which granted special status to Jammu and Kashmir. Now, Jammu and Kashmir is an union territory with legislature.

To summarise, "special status" essentially meant that those living in J&K were governed under a separate set of laws as compared to other Indians including matters related to fundamental rights, property rights, legislation and so on.

Revoking Article 370 means that Jammu and Kashmir will no longer have a separate flag. It also means that Indians, from around the country, will have the liberty to buy property in J&K and settle there - a privilege that had been denied to them earlier. Turns out, out of all the aspects, it is this which has grabbed eyeballs.

Ever since Home Minister Amit Shah announced the government's decision, Indians have been inquiring about property dealers and rates of property or land in Kashmir, never mind the fact that there is obviously more to this particular clause than meets the eye. We came across several tweets where Indians were asking for recommendations and suggestions with regards to property in Kashmir. While some were simply being petty or sarcastic, some seemed genuine.

Check out some of the tweets here:



However, there were of course a few who wouldn't miss a single opportunity to poke fun, no matter how grave the situation:




In fact, fake news has flooded social media too. Forwarded WhatsApp messages about booking land in Kashmir are rampant. Before you get carried away, pause and get your facts right.

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Article 370 revoked  J and K d

Article 370 revoked J and K depressed property pr...

The revocation of Article 35A, which debarred non-residents from buying property in the state, may open the doors for outsiders to invest in immovable property within the union territory

The depressed property prices in Jammu and Kashmir will shoot up by up to 50 per cent because of the opening up of the realty market after the government's decision to revoke Article 370.


In Srinagar's prime Pantha Chowk area, houses can be bought for as low as Rs 2,300 per sq ft. Besides local markets, the place has a stadium and a Kendriya Vidyalaya, but property prices are among the lowest in India, even lower than in the outskirts of most tier 2 cities.


In Pacci Dhaki area of Jammu too, near Mubarak Mandi Palace, prices are equally low at Rs 40 lakh for a 6 marla (1,634 sq ft) independent house. Proximity to historical places and market areas has not helped improve property prices in Jammu and Kashmir where people from outside the state cannot buy land or property. A house at such a location in a non-metro capital city would easily cost upwards of Rs 60 lakh, while in a metro like Delhi or Mumbai it could cost in tens of crores.

But with Home Minister Amit Shah moving to revoke Article 370 and Article 35(A) of the Constitution that granted special rights to Jammu & Kashmir, things may change. The revocation of Article 35A, which debarred non-residents from buying property in the state, may open the doors for outsiders to invest in immovable property within the union territory.


"Real estate transactions so far have been highly restricted in Jammu and Kashmir. As a result, market appreciation of property has been curtailed. Once it is opened to all, there will be a demand for purchasing properties and that may drive up prices," Pankaj Kapoor, founder and MD at real estate consultancy Liases Foras told Business Today.


HNIs interest?

The prevailing property rates in Jammu and Kashmir are among the lowest in India, where the most expensive Mumbai housing market commands as high as Rs 25,000 per sq ft in some locations. Even outskirts of smaller cities like Meerut command upwards of Rs 3,000 per sq ft, with prices rising rapidly in case of proximity to a market place or economic centre.


However, this is not the case in Jammu and Kashmir, where property prices seem to be stagnant. In most localities, prices have been unchanged or gone down in the last decade or so.

Kapoor says the revoking of Article 370 may also attract many high networth individuals to the real estate market in Kashmir.

"J&K has its own attraction quotient and will drive people who are looking at second homes. We have already seen heavy demand for second homes in scenic places like Lonavala, Khandala and many others. Investors will rush to invest in the state," Kapoor said.


Big uncertainty

The biggest deterrent for outsiders considering investment in the state's real estate, however, could be the uncertainty around economic growth and development, besides the question of terrorism and safety. Moreover, the state remains seeped in its own culture and outsiders moving in there may have to face hostility from locals, who could view it as an onslaught on their cultural ethos.

Dr Niranjan Hiranandani - Sr VP- Assocham & National President- NAREDCO said, "The government's move will provide an impetus to the economic growth of the largest democracy and fetch better employment opportunities contributing to the nation's projected GDP growth.

"The significant move, in theory, opens up potential opportunities for development-led economic growth in the Union Territories of J&K and Ladakh," he added.

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It is Time for Buying New Prop

It is Time for Buying New Property...

It is Time for Buying New Property

Akshaya Tritiya, also known as Akti or Akha Teej, is the annual springtime festival of the Hindus and Jains. It falls on the third Tithi (lunar day) of Bright Half (Shukla Paksha) of Vaisakha month. It is observed regionally by Hindus and Jains in India and Nepal as signifying the "third day of unending prosperity". The festival date varies and is set according to the lunisolar Hindu calendar, and falls in April or May of every year in the Gregorian calendar.

People from across the country are celebrating Akshaya Tritiya, which is considered as one of the most auspicious days to buy gold and property. During this period, demand for gold, particularly physical gold in the form of jewelry, bars, and coins usually witnesses a huge rise. However, buying real estate too is one of the things that is recommended. So, coming to the property, most of us aspire to own a house and to achieve that goal we strive hard through our savings and investments.

Although gold is a favorite form of investment, it offers lesser versatility as compared to real estate. Also, property prices are at lower levels currently, and this market is less volatile. Apart from this, one can enjoy purchasing a house right now, as in future the prices may go up making it too expensive to buy. Not only this, but real estate can also be a medium for income generation as the house can be kept on rent.

Therefore, compared with gold, shares and other similar investment platforms real estate tends to win, simply as it is less volatile. Going ahead, here’s why the property should be purchased during this time. Builders have been struggling over the last few years due to certain moves by the government like demonetization, Goods and Service Tax (GST), amendment in RERA law and Insolvency code. This has resulted in property prices in the country correcting as much as 3% on an average basis in the second half of 2017.

Another reason to purchase property this Akshaya Tritiya would be that there are indications you may face a situation where property prices have spiked in the near future.

Elsewhere, RBI has maintained the policy repo rate unchanged for the fourth time in a row, but this did not stop banks from increasing interest rates for a list of groups. After increasing MCLR by 20 basis points, the largest lender SBI recently raised the base rate and benchmark prime lending rate (BPLR) by 5 basis point.

Other banks also followed suit and even NBFCs started increasing their lending rates. HDFC, the largest mortgage provider, increased the retail prime lending rate by 20 bps from April 01.

It is being known that developers are sitting with 0.5 million units of unsold inventory in major cities. This gives buyers a chance to select ready-to-move-in units at comparatively affordable prices.

  1. GST waiver: For homebuyers interested in investing in under-construction properties, some developers are waiving off GST charges, bringing down the total cost of the property.
  2. Free stamp duty and registration fee: Such offers are made widely in the state of Maharashtra. Stamp duty, which roughly accounts for five percent of the property value, and one percent registration fee is offered as a discount to the homebuyers.
  3. Discounted base price: Few developers are offering discounts on the base price. This varies up to 20 percent of the actual value of the property.
  4. Free goodies: Modular kitchen, electrical appliances, woodwork furnishing, gold coin, vehicle, etc., are some of the free freebies offered by the developers depending on the ticket size. Homebuyers can choose these freebies to bring down the total cost of buying a home.

Find out Below Properties With Akshaya Tritiya Offer

1. Silver Treasure: 1 & 2 BHK Smart Homes
in Talegaon 16.00 Lacs* - 36.89 Lacs

2. Snehangan Residency: 1 & 2 BHK Flat in Wakad

3. 1000  sqft, R Zone Plots Rs. 7 Lac (All Inc.) by Ranka Developers @ Talegaon Dahade

4. 1000  sqft, R Zone Plots Rs. 12 Lac (All Inc.) by Shivshakti Developers @ Talegaon Dahade, Highway Touch

5. 1 BHK, 2 BHK Row House by JM Developers @ Uruli Kanchan, Airport Road Touch

6. SAMRUDHI mansion: 1 BHK Flats in Loanaval by Ekvira Developers

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