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It is Time for Buying New Property...

It is Time for Buying New Property

Akshaya Tritiya, also known as Akti or Akha Teej, is the annual springtime festival of the Hindus and Jains. It falls on the third Tithi (lunar day) of Bright Half (Shukla Paksha) of Vaisakha month. It is observed regionally by Hindus and Jains in India and Nepal as signifying the "third day of unending prosperity". The festival date varies and is set according to the lunisolar Hindu calendar, and falls in April or May of every year in the Gregorian calendar.

People from across the country are celebrating Akshaya Tritiya, which is considered as one of the most auspicious days to buy gold and property. During this period, demand for gold, particularly physical gold in the form of jewelry, bars, and coins usually witnesses a huge rise. However, buying real estate too is one of the things that is recommended. So, coming to the property, most of us aspire to own a house and to achieve that goal we strive hard through our savings and investments.

Although gold is a favorite form of investment, it offers lesser versatility as compared to real estate. Also, property prices are at lower levels currently, and this market is less volatile. Apart from this, one can enjoy purchasing a house right now, as in future the prices may go up making it too expensive to buy. Not only this, but real estate can also be a medium for income generation as the house can be kept on rent.

Therefore, compared with gold, shares and other similar investment platforms real estate tends to win, simply as it is less volatile. Going ahead, here’s why the property should be purchased during this time. Builders have been struggling over the last few years due to certain moves by the government like demonetization, Goods and Service Tax (GST), amendment in RERA law and Insolvency code. This has resulted in property prices in the country correcting as much as 3% on an average basis in the second half of 2017.

Another reason to purchase property this Akshaya Tritiya would be that there are indications you may face a situation where property prices have spiked in the near future.

Elsewhere, RBI has maintained the policy repo rate unchanged for the fourth time in a row, but this did not stop banks from increasing interest rates for a list of groups. After increasing MCLR by 20 basis points, the largest lender SBI recently raised the base rate and benchmark prime lending rate (BPLR) by 5 basis point.

Other banks also followed suit and even NBFCs started increasing their lending rates. HDFC, the largest mortgage provider, increased the retail prime lending rate by 20 bps from April 01.

It is being known that developers are sitting with 0.5 million units of unsold inventory in major cities. This gives buyers a chance to select ready-to-move-in units at comparatively affordable prices.

  1. GST waiver: For homebuyers interested in investing in under-construction properties, some developers are waiving off GST charges, bringing down the total cost of the property.
  2. Free stamp duty and registration fee: Such offers are made widely in the state of Maharashtra. Stamp duty, which roughly accounts for five percent of the property value, and one percent registration fee is offered as a discount to the homebuyers.
  3. Discounted base price: Few developers are offering discounts on the base price. This varies up to 20 percent of the actual value of the property.
  4. Free goodies: Modular kitchen, electrical appliances, woodwork furnishing, gold coin, vehicle, etc., are some of the free freebies offered by the developers depending on the ticket size. Homebuyers can choose these freebies to bring down the total cost of buying a home.

Find out Below Properties With Akshaya Tritiya Offer

1. Silver Treasure: 1 & 2 BHK Smart Homes
in Talegaon 16.00 Lacs* - 36.89 Lacs

2. Snehangan Residency: 1 & 2 BHK Flat in Wakad

3. 1000  sqft, R Zone Plots Rs. 7 Lac (All Inc.) by Ranka Developers @ Talegaon Dahade

4. 1000  sqft, R Zone Plots Rs. 12 Lac (All Inc.) by Shivshakti Developers @ Talegaon Dahade, Highway Touch

5. 1 BHK, 2 BHK Row House by JM Developers @ Uruli Kanchan, Airport Road Touch

6. SAMRUDHI mansion: 1 BHK Flats in Loanaval by Ekvira Developers

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Voting begins for biggest phase of 17th Lok Sabha ...

Voting for the third phase of the 17th Lok Sabha elections has begun today. It's the biggest phase out of the seven phases, covering 117 Lok Sabha constituencies across 13 states and two Union Territories. Over 2.10 lakh polling booths are in place for smooth conduct of polls, while 18.85 crore registered voters will decide the fate of 1,640 candidates.

 

Here are few points you should go through before voting

How to know if you can cast vote?

  1. Your name must be on the electoral rolls in order to cast a vote.
  2. To check this, visit the National Voter’s Service Portal (http://www.nvsp.in)
  3. Using Elector’s Photo Identity Card (EPIC) number on your voter ID card, you can search for the name on the rolls.
  4. Another way to find out is by calling the helpline 1950.

How to locate your parliament constituency and polling booth?

  1. To locate your parliament constituency and polling booth check your name on http://electoralsearch.in/
  2. Alternatively, you can also locate your polling booth by sending SMS.
  3. Type EPIC, followed by a space and your voter ID number and send it to 51969 or 166.
  4. You will receive a message with details of your polling booth within few minutes.

How to know who is contesting from your constituency?

  1. A full list of candidate contesting in elections is available on the website of respective state election commissions.
  2. It provides access to the affidavits submitted by candidates that provides details about criminal cases against them, their assets, education and occupation.

What if you don’t have a Voter ID card?

  1. You will be able to cast your vote as long as your name is present in electoral rolls.
  2. The following are the accepted IDs by the Election Commission:
    1. Passport
    2. Driving License
    3. Aadhaar Card
    4. Passbook with photograph issued by Bank/Post Office
    5. PAN card
    6. Smart card issued by RGI under NPR
    7. MGNREGA job card
    8. Pension document
    9. Authenticated photo

What happens inside the polling booth?

  1. First polling official will check your name on the voter list and check your ID proof.
  2. Then polling official will ink your finger, give you a slip and take your signature on a register.
  3. The voter will deposit the slip to another polling official and show your inked finger and then proceed to the polling booth.
  4. Record your vote by pressing the ballot button opposite to the symbol of the candidate of your choice on the EVM. You will hear a beep.
  5. Check the slip that appears in the transparent window of VVPAT machine. The slip with candidate serial no., name and symbol shall be visible for 7 seconds before it drops in the sealed VVPAT box.
  6. You can press NOTA, None Of The Above, if you don’t like any candidate; it’s the last button on EVM.

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Residential property prices may rise in second hal...

Residential property prices across India’s major markets are expected to rise in the second half of this financial year as sales momentum is expected to pick up pace with an increase in demand. 

The downtrend in prices was arrested with some markets witnessing an increase in demand. “In the past five years, bigger residential markets like Delhi-NCR (National Capital Region) and Bengaluru saw a marginal dip in average property prices while Mumbai, Pune and Hyderabad witnessed 2-3% rise in average prices, said a recent report by 360 Realtors and Liases Foras. 

“By the middle of FY 2020, market sentiments are expected to further change with acceleration in price growth. As demand will spiral upwards, prices will rise,” said the report. 

Hyderabad emerged as the healthiest market for real estate in 2018-19, according to the report, and it is expected to be one of the fastest growing residential markets in the current fiscal. In the last quarter of the previous fiscal, Bengaluru witnessed highest growth with 4% quarter-on-quarter increase in total sales to around 8,800 while Delhi-NCR saw 3.5% growth to over 13,270 units. Other markets such as Pune and Mumbai saw marginal growth of 1.3% and 0.1% respectively in sales, at 11,200 units and 18,000 units, during the last quarter of 2018-19

“Sales volume is coming back and, despite flattish market, we have seen price moving up in our projects. In the current fiscal we expect prices in the existing and upcoming projects to see higher than inflation growth,” said Anand Narayanan, COO, Puravankara. 

To give a boost to the sector, the government and the Reserve Bank of India are taking positive steps. The RBI has cut rates twice in 2019 to bring down repo rate to 6%. “The central bank has shown a positive stance by announcing a reduction in key lending rates. Home buyers now stand to benefit by having a higher purchasing power, enabling them to buy premium homes of their choice,” said Om Ahuja, chief operating officer-residential business, K Raheja Corp. 

This year will see increased vigour stemming from policy overhauls, stabilisation of prices and rising demand, according to experts. Some buyers may defer their buying decisions owing to the ongoing general election. Besides, the sector is expected to feel liquidity crunch in the first half of 2019 and new housing project launches are likely to remain muted. 

 


Book your dream house before prices rise.

Best 1 & 2 BHK flats in Talegaon @ 16.5*

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Residential sales jump 58 percentage on year in J...

Defying previous election year trends when sales and new launches remained muted during this period, the first quarter of 2019 has witnessed both housing sales and new supply rise driven by several measures by the government including sops offered in the interim budget, GST rate cuts and lowering of home loan rates post the Reserve Bank of India’s recent repo rate cut. 


Residential property sales rose 58% from a year ago to 78,520 apartments during the quarter ended March across top 7 cities. The jump in sales was led by Mumbai Metropolitan Region (MMR), Pune and Delhi-National Capital Region (NCR) with an increase of over 95%, 80% and 52%, respectively, showed data from ANAROCK Property Consultants. Of the total new supply, affordable housing saw the maximum share at 44%. 

The ripple effect of the NBFC crisis in the second half of 2018, coupled with the usually slow pre-election sentiment, according to experts, could have played spoilsport for both new launches and housing sales during this quarter. However, the various interventions by the government have had not only a buffering but a boosting effect. 

“While we anticipated a negative spill-over impact of the NBFC crisis in the first quarter of 2019, housing sales and new supply assumed an upward trajectory," said Anuj Puri, Chairman, ANAROCK Property Consultants. "The sector is currently riding on a new wave of optimism following the triple benefits it received from the government in the first three months of 2019. These sops have not only increased homebuyers’ sentiments but will also boost the confidence of builders and long-term investors.“

Around 78,520 units were sold in during the quarter with NCR, MMR, Bengaluru and Pune together accounting for 84% of the sales. 

In terms of supply too, Pune and MMR were the top performers with new housing supply increasing by 538% and 183%, respectively. Pune added new supply of 17,520 units during the quarter, while Mumbai saw addition of 26,850 units. 

Despite a 1% hike in stamp duty charges in Maharashtra from February, MMR and Pune markets performed significantly in terms of new launches and housing sales. According to Puri, with project approvals in place, builders in these regions had been waiting for an opportune time to launch their projects, and the prevailing upbeat buyer sentiment was a major kickstart. 


The top 7 cities recorded new unit launches of around 70,490 units during the quarter, up 91% from a year ago. Key cities contributing to Q1 2019 new unit launches included Mumbai Metropolitan Region (MMR), Pune, Bengaluru and NCR, together accounting for 87% of new supply. 

More than 45% of new supply was added in the affordable segment; while over 70% new supply was added in sub Rs 80 lakh price bracket, indicating that developers are aligning their offerings according to the current market dynamics. Bangalore added 9,070 units and of these around 64% new supply was added in sub Rs 80 lakh price bracket. 


Average residential prices across the top cities remained stagnant in during the quarter when compared to the previous quarter, except in Bangalore and Hyderabad, where the average property prices increased by 1% each over the previous quarter and by 2% from a year ago. 

According to experts, the realty sector looks all geared up in 2019. The slash in GST rates to 5% for premium homes and 1% for affordable homes without ITC gives the beleaguered realty sector the much-needed breathing room and will certainly help in maintaining forward momentum over the next three quarters of 2019. 

Also, the booster shot given by the government by changing the budget-specific definition of affordable housing and extending it to less than Rs 45 lakh has resulted in more inventory from the premium budget henceforth being included in the affordable segment category - a major benefit to buyers. 

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